Life is unpredictable. Even died is a certainty for all of us, but nobody knows when will it happened. It may happen anytime, anywhere and anyplace without our knowledge. However, even insurance industry has been established since a long time ago but, when it comes to public many still think that insurance is an unreliable tool. This happened is because there is a lot of misconception about insurance industry, especially toward those insurance agents. The first come to their mind about insurance agent is such as a beggar under the suit. This is because in order for them to achieve their purpose some of them will choose to be unscrupulous. Like the old saying, one bad apple spoils the whole barrel. Indirectly, it has built the phobia among the public. Thus, create a wrong perception of the public toward insurance products.
Insurance is an important element in any sound of financial plan. It is a risk management tool that use to transfer the risk from the insured to the insurance company. Insurance provides a peace of mind, financial security, dignity and a future to all their loved ones through minimizing the negative effects that cause by any unpleasant events in their lives. In case when the family breadwinner passes away unexpectedly, diagnosed with long period of illness and accidents or become disable at least there is some financial support for the dependents or it can used to eliminate some financial burden of the family as well.
In order to determine your insurance needs there is not necessary that you must seek the advisor or consultant from an agent, actually you can just estimate the total insurance needs by yourself through the simply calculation…… continue